Signed in asM. HalloranCompliance officer · Compliance/BSAThe console in full: every actor, every event, the adjudication queue, and the actions on the pending policy proposal.
Provenance · one movement, end to end
K. Osei — upload to M365 Copilot
Aug 12, 2026 at 10:06 AM · Week 10 · event b3ef726b-70f8-4e5e-b9d7-d8f2cd3af343Actor
K. Osei — Portfolio manager, Commercial Lending · Lending role groupThe role group is what the policy engine resolves against; the department is what the console cuts by. The event carries both, so no projection has to join.
Content
Tighten the risk-rating rationale in this credit memorandum so it reads plainly for the loan committee. Borrower is Espen Aguilar, Chagrin-Valley Properties.
proved by a checksum or a format rule · matched by a pattern, which is a shape, or by the taxonomy or the institution’s dictionary, which are vocabulary markers — neither is a proof
| Data class | Offsets | Proof | Detector |
|---|---|---|---|
| Credit Memos | 42–59 | taxonomy — vocabulary markers, not a proof · “credit memorandum” | tax-credit-memo |
| Member PII | 116–129 | pattern match — a shape, not a proof | cmb-member-pii |
One span here is seeded, not re-derived. 116–129 — the name is proven at that offset by the engine’s own name rule, and the identifier pairing that makes it Member PII is seeded rather than re-derived: this excerpt carries no identifier for the combination rule to pair with. The span is counted in every figure on this console; what it is not is a chain an examiner can replay end to end, which is why the evidence package prints only chains that reproduce exactly.
Decision
Redact under policy v5, in force from Aug 3, 2026.The cells that decided it, for the Lending role group: Credit Memos — Monitor; Member PII — Redact.
Transform
Redact · 2 span(s) masked, 0 replaced by a format-preserving token.Re-derived here from the stored spans, not read from a stored copy — a redaction that cannot be reproduced from the record is a redaction an examiner cannot check.
Tighten the risk-rating rationale in this █████████████████ so it reads plainly for the loan committee. Borrower is █████████████, Chagrin-Valley Properties.
Destination
M365 Copilot — enterprise, sanctionedThe enterprise tenant, allow-listed per data class — sanctioned is not the same as unrestricted.
Credit MemosallowedPermitted; the tenant is in scope for the institution’s information security program.Member PIIallowedPermitted; the tenant is contracted and in scope for the institution’s information security program.
Outcome
No coaching outcome: the mode did not put a card in front of anybody.Not adjudicated. The absence means something: precision is computed over the adjudicated sample only, and an unreviewed event is not evidence of anything.
The record
- captured Aug 12, 2026 at 10:06 AMK. Osei (Portfolio manager, Commercial Lending) — upload to M365 Copilot.
- classified Aug 12, 2026 at 10:06 AM2 spans in credit_memos, member_pii; proof recorded on each span.
- decided Aug 12, 2026 at 10:06 AMredact under policy v5, from the member_pii cell for the lending role group.
- transformed Aug 12, 2026 at 10:06 AMRedacted under the member_pii cell: 2 span(s) masked in place by offset. The tokenize option is on for the account_numbers cell in the lending role group under v5.
- submitted Aug 12, 2026 at 10:06 AMSubmitted to M365 Copilot after transformation; the original text was not sent.
The same chain in JSON: /api/v1/events?id=b3ef726b…
Events · the log itself
2,182 events across the pilot
Jun 8 – Aug 14, 2026. Every row drills to the full provenance chain, and every state on this page — filters, page and drill alike — is a URL you can paste to a colleague. The same query as JSON: /api/v1/eventsWho sent them — 24 people across 2,182 events
N. OyelaranCredit Administration243A. BergströmCredit Administration242H. DelacroixCredit Administration240D. WhitfieldCommercial Lending148M. RamaswamyCommercial Lending138R. OkaforCommercial Lending136J. KowalczykRetail & Branch Ops135K. OseiCommercial Lending134
The 8 people carrying the most of this filter, of 24. Narrow the Person control above to read one of them alone.
| When | Who | Channel · destination | Classes | Decision | Outcome | |
|---|---|---|---|---|---|---|
| Aug 12, 2026 at 10:28 AMWeek 10 | A. BergströmCredit Administration | promptChatGPT (personal) | Member PII, Account Numbers | Warnv5 | redirected | Chain |
| Aug 12, 2026 at 10:06 AMWeek 10 | K. OseiCommercial Lending | uploadM365 Copilot | Credit Memos, Member PII | Redactv5 | — | Chain |
| Aug 12, 2026 at 9:42 AMWeek 10 | K. OseiCommercial Lending | pasteMicrosoft Copilot (consumer) | Loan Files, Member PII | Redactv5 | — | Chain |
| Aug 12, 2026 at 9:23 AMWeek 10 | H. DelacroixCredit Administration | pasteM365 Copilot | Credit Memos, Member PII | Warnv5 | redirected | Chain |
| Aug 12, 2026 at 9:21 AMWeek 10 | M. RamaswamyCommercial Lending | pasteMicrosoft Copilot (consumer) | Member PII | Redactv5 | — | Chain |
| Aug 12, 2026 at 9:06 AMWeek 10 | H. DelacroixCredit Administration | promptGemini Advanced | Member PII, SSN / Tax ID, Account Numbers | Warnv5 | redirectedtrue positive | Chain |
| Aug 12, 2026 at 8:58 AMWeek 10 | N. OyelaranCredit Administration | uploadMicrosoft Copilot (consumer) | Credit Memos, Member PII | Warnv5 | redirected | Chain |
| Aug 12, 2026 at 8:41 AMWeek 10 | H. DelacroixCredit Administration | promptM365 Copilot | Loan Files, Member PII | Warnv5 | redirected | Chain |
| Aug 12, 2026 at 8:32 AMWeek 10 | C. FerranteFinance | promptChatGPT (personal) | Account Numbers | Monitorv5 | — | Chain |
| Aug 12, 2026 at 8:32 AMWeek 10 | R. OkaforCommercial Lending | promptGemini Advanced | Account Numbers, Member PII | Redactv5 | — | Chain |
| Aug 12, 2026 at 8:11 AMWeek 10 | R. OkaforCommercial Lending | promptClaude.ai (personal) | Loan Files | Monitorv5 | — | Chain |
| Aug 12, 2026 at 8:07 AMWeek 10 | I. QuinteroRetail & Branch Ops | promptChatGPT (personal) | Member PII, Account Numbers | Monitorv5 | — | Chain |
| Aug 11, 2026 at 5:47 PMWeek 10 | H. DelacroixCredit Administration | pasteChatGPT (personal) | Member PII | Warnv5 | redirectedtrue positive | Chain |
| Aug 11, 2026 at 5:39 PMWeek 10 | R. OkaforCommercial Lending | pasteM365 Copilot | Loan Files, Member PII | Redactv5 | — | Chain |
| Aug 11, 2026 at 5:27 PMWeek 10 | R. OkaforCommercial Lending | uploadChatGPT (personal) | Loan Files | Monitorv5 | — | Chain |
| Aug 11, 2026 at 5:24 PMWeek 10 | J. KowalczykRetail & Branch Ops | pasteChatGPT (personal) | Account Numbers, Member PII | Monitorv5 | — | Chain |
| Aug 11, 2026 at 5:12 PMWeek 10 | I. QuinteroRetail & Branch Ops | pasteClaude.ai (personal) | Account Numbers | Monitorv5 | — | Chain |
| Aug 11, 2026 at 5:10 PMWeek 10 | H. DelacroixCredit Administration | pasteGemini Advanced | Credit Memos, Member PII | Warnv5 | transformed | Chain |
| Aug 11, 2026 at 5:07 PMWeek 10 | L. TranRetail & Branch Ops | pasteClaude.ai (personal) | Member PII, Account Numbers | Monitorv5 | — | Chain |
| Aug 11, 2026 at 5:03 PMWeek 10 | H. DelacroixCredit Administration | uploadChatGPT (personal) | Loan Files, Member PII | Warnv5 | redirected | Chain |
| Aug 11, 2026 at 4:41 PMWeek 10 | S. AdeyemiRetail & Branch Ops | promptChatGPT (personal) | Account Numbers | Monitorv5 | — | Chain |
| Aug 11, 2026 at 4:39 PMWeek 10 | T. BeaulieuCommercial Lending | pasteChatGPT (personal) | Loan Files, Member PII | Redactv5 | — | Chain |
| Aug 11, 2026 at 4:34 PMWeek 10 | S. AdeyemiRetail & Branch Ops | promptMicrosoft Copilot (consumer) | Account Numbers | Monitorv5 | — | Chain |
| Aug 11, 2026 at 4:21 PMWeek 10 | P. NakamuraRetail & Branch Ops | promptM365 Copilot | Member PII, Account Numbers | Monitorv5 | — | Chain |
| Aug 11, 2026 at 4:15 PMWeek 10 | D. WhitfieldCommercial Lending | promptPerplexity | Loan Files, Member PII | Redactv5 | — | Chain |
Showing 176–200 of 2,182 · page 8 of 88⇤ First← PreviousNext →Last ⇥