Signed in asM. HalloranCompliance officer · Compliance/BSAThe console in full: every actor, every event, the adjudication queue, and the actions on the pending policy proposal.
Provenance · one movement, end to end
N. Oyelaran — upload to Microsoft Copilot (consumer)
Aug 3, 2026 at 4:49 PM · Week 9 · event 33ef7d0d-bf36-4eef-8309-8effd4f64894Actor
N. Oyelaran — Credit administration manager, Credit Administration · Credit role groupThe role group is what the policy engine resolves against; the department is what the console cuts by. The event carries both, so no projection has to join.
Content
Summarize the credit file for loan CL-2026-61185 — borrower Camille Marchetti, guarantor on the Hocking-Hills Manufacturing relationship. Focus on covenant history and past-due notes.
proved by a checksum or a format rule · matched by a pattern, which is a shape, or by the taxonomy or the institution’s dictionary, which are vocabulary markers — neither is a proof
| Data class | Offsets | Proof | Detector |
|---|---|---|---|
| Loan Files | 35–48 | pattern match — a shape, not a proof | pat-loan |
| Member PII | 60–77 | pattern match — a shape, not a proof | cmb-member-pii |
Decision
Warn under policy v5, in force from Aug 3, 2026.The cells that decided it, for the Credit role group: Loan Files — Monitor; Member PII — Warn.
Transform
No transform ran. The content was decided and left as it was.
Destination
Microsoft Copilot (consumer) — public, assessedThe consumer surface, not the tenant. Easy to confuse with M365 Copilot, and often is.
Outcome
The user overridden after the card.Override justification: “Working a regulator information request under a deadline; supervisor notified.”Not adjudicated. The absence means something: precision is computed over the adjudicated sample only, and an unreviewed event is not evidence of anything.
The record
- captured Aug 3, 2026 at 4:49 PMN. Oyelaran (Credit administration manager, Credit Administration) — upload to Microsoft Copilot (consumer).
- classified Aug 3, 2026 at 4:49 PM2 spans in loan_files, member_pii; proof recorded on each span.
- decided Aug 3, 2026 at 4:49 PMwarn under policy v5, from the member_pii cell for the credit role group.
- overridden Aug 3, 2026 at 4:49 PMOverridden with justification: “Working a regulator information request under a deadline; supervisor notified.”
- submitted Aug 3, 2026 at 4:49 PMSubmitted to Microsoft Copilot (consumer) as typed.
The same chain in JSON: /api/v1/events?id=33ef7d0d…
Events · the log itself
111 events matching warn mode · overridden
Jun 8 – Aug 14, 2026. Every row drills to the full provenance chain, and every state on this page — filters, page and drill alike — is a URL you can paste to a colleague. The same query as JSON: /api/v1/events?mode=warn&outcome=overriddenWho sent them — 9 people across 111 events
N. OyelaranCredit Administration27H. DelacroixCredit Administration23A. BergströmCredit Administration20K. OseiCommercial Lending12R. OkaforCommercial Lending9D. WhitfieldCommercial Lending7M. RamaswamyCommercial Lending7T. BeaulieuCommercial Lending5
The 8 people carrying the most of this filter, of 9. Narrow the Person control above to read one of them alone.
| When | Who | Channel · destination | Classes | Decision | Outcome | |
|---|---|---|---|---|---|---|
| Aug 14, 2026 at 4:26 PMWeek 10 | A. BergströmCredit Administration | promptChatGPT (personal) | Account Numbers, Member PII | Warnv5 | overridden | Chain |
| Aug 14, 2026 at 3:12 PMWeek 10 | H. DelacroixCredit Administration | uploadPerplexity | Credit Memos, Member PII | Warnv5 | overridden | Chain |
| Aug 13, 2026 at 4:52 PMWeek 10 | H. DelacroixCredit Administration | pasteMicrosoft Copilot (consumer) | Credit Memos, Member PII | Warnv5 | overridden | Chain |
| Aug 13, 2026 at 4:34 PMWeek 10 | N. OyelaranCredit Administration | uploadChatGPT (personal) | Credit Memos, Member PII | Warnv5 | overridden | Chain |
| Aug 13, 2026 at 2:41 PMWeek 10 | A. BergströmCredit Administration | promptClaude.ai (personal) | Loan Files, Member PII | Warnv5 | overridden | Chain |
| Aug 13, 2026 at 2:05 PMWeek 10 | H. DelacroixCredit Administration | promptClaude.ai (personal) | Member PII | Warnv5 | overridden | Chain |
| Aug 13, 2026 at 10:47 AMWeek 10 | H. DelacroixCredit Administration | promptChatGPT (personal) | Account Numbers, Member PII | Warnv5 | overriddentrue positive | Chain |
| Aug 13, 2026 at 8:22 AMWeek 10 | N. OyelaranCredit Administration | pasteClaude.ai (personal) | Loan Files, Member PII | Warnv5 | overridden | Chain |
| Aug 12, 2026 at 11:08 AMWeek 10 | A. BergströmCredit Administration | promptChatGPT (personal) | Loan Files, Member PII | Warnv5 | overridden | Chain |
| Aug 12, 2026 at 10:53 AMWeek 10 | H. DelacroixCredit Administration | promptM365 Copilot | Loan Files, Member PII | Warnv5 | overridden | Chain |
| Aug 11, 2026 at 2:38 PMWeek 10 | A. BergströmCredit Administration | pasteChatGPT (personal) | Loan Files, Member PII | Warnv5 | overridden | Chain |
| Aug 10, 2026 at 12:09 PMWeek 10 | N. OyelaranCredit Administration | promptChatGPT (personal) | Member PII, Account Numbers | Warnv5 | overridden | Chain |
| Aug 7, 2026 at 3:44 PMWeek 9 | N. OyelaranCredit Administration | promptChatGPT (personal) | Member PII, SSN / Tax ID, Account Numbers | Warnv5 | overridden | Chain |
| Aug 7, 2026 at 11:52 AMWeek 9 | N. OyelaranCredit Administration | pasteGemini Advanced | Member PII | Warnv5 | overridden | Chain |
| Aug 7, 2026 at 11:08 AMWeek 9 | N. OyelaranCredit Administration | pasteGemini Advanced | Member PII, Account Numbers | Warnv5 | overridden | Chain |
| Aug 7, 2026 at 8:55 AMWeek 9 | H. DelacroixCredit Administration | promptMicrosoft Copilot (consumer) | Member PII | Warnv5 | overridden | Chain |
| Aug 6, 2026 at 10:46 AMWeek 9 | N. OyelaranCredit Administration | promptChatGPT (personal) | Loan Files, Member PII | Warnv5 | overridden | Chain |
| Aug 5, 2026 at 3:03 PMWeek 9 | A. BergströmCredit Administration | promptClaude.ai (personal) | Credit Memos, Member PII | Warnv5 | overridden | Chain |
| Aug 4, 2026 at 4:45 PMWeek 9 | H. DelacroixCredit Administration | promptGemini Advanced | Member PII, SSN / Tax ID, Account Numbers | Warnv5 | overridden | Chain |
| Aug 4, 2026 at 10:56 AMWeek 9 | N. OyelaranCredit Administration | promptGemini Advanced | Member PII | Warnv5 | overridden | Chain |
| Aug 3, 2026 at 4:49 PMWeek 9 | N. OyelaranCredit Administration | uploadMicrosoft Copilot (consumer) | Loan Files, Member PII | Warnv5 | overridden | Chain |
| Jul 31, 2026 at 1:28 PMWeek 8 | K. OseiCommercial Lending | uploadM365 Copilot | Loan Files, Member PII | Warnv4 | overridden | Chain |
| Jul 31, 2026 at 8:07 AMWeek 8 | R. OkaforCommercial Lending | promptClaude.ai (personal) | Credit Memos, Member PII | Warnv4 | overridden | Chain |
| Jul 30, 2026 at 5:19 PMWeek 8 | H. DelacroixCredit Administration | pasteClaude.ai (personal) | Credit Memos, Member PII | Warnv4 | overridden | Chain |
| Jul 30, 2026 at 2:21 PMWeek 8 | N. OyelaranCredit Administration | promptMicrosoft Copilot (consumer) | Account Numbers, Member PII | Warnv4 | overridden | Chain |