Signed in asExamination teamExaminer — read-only · ExaminationRead-only evidence. Every figure is the figure the institution reads; what is absent is the ability to change anything — no adjudication, no rung moved, no proposal advanced.
Provenance · one movement, end to end
H. Delacroix — paste to M365 Copilot
Jul 3, 2026 at 4:57 PM · Week 4 · event c8121e73-d564-4591-bef9-3f9b99aab802Actor
H. Delacroix — Credit analyst, Credit Administration · Credit role groupThe role group is what the policy engine resolves against; the department is what the console cuts by. The event carries both, so no projection has to join.
Content
Tighten the risk-rating rationale in this credit memorandum so it reads plainly for the loan committee. Borrower is Deirdre Rousseau, Firelands-Dental Associates.
proved by a checksum or a format rule · matched by a pattern, which is a shape, or by the taxonomy or the institution’s dictionary, which are vocabulary markers — neither is a proof
| Data class | Offsets | Proof | Detector |
|---|---|---|---|
| Credit Memos | 42–59 | taxonomy — vocabulary markers, not a proof · “credit memorandum” | tax-credit-memo |
| Member PII | 116–132 | pattern match — a shape, not a proof | cmb-member-pii |
One span here is seeded, not re-derived. 116–132 — the name is proven at that offset by the engine’s own name rule, and the identifier pairing that makes it Member PII is seeded rather than re-derived: this excerpt carries no identifier for the combination rule to pair with. The span is counted in every figure on this console; what it is not is a chain an examiner can replay end to end, which is why the evidence package prints only chains that reproduce exactly.
Decision
Monitor under policy v1, in force from Jun 8, 2026.The cells that decided it, for the Credit role group: Credit Memos — Monitor; Member PII — Monitor.
Transform
No transform ran. The content was decided and left as it was.
Destination
M365 Copilot — enterprise, sanctionedThe enterprise tenant, allow-listed per data class — sanctioned is not the same as unrestricted.
Credit MemosallowedPermitted; the tenant is in scope for the institution’s information security program.Member PIIallowedPermitted; the tenant is contracted and in scope for the institution’s information security program.
Outcome
No coaching outcome: the mode did not put a card in front of anybody.Not adjudicated. The absence means something: precision is computed over the adjudicated sample only, and an unreviewed event is not evidence of anything.
The record
- captured Jul 3, 2026 at 4:57 PMH. Delacroix (Credit analyst, Credit Administration) — paste to M365 Copilot.
- classified Jul 3, 2026 at 4:57 PM2 spans in credit_memos, member_pii; proof recorded on each span.
- decided Jul 3, 2026 at 4:57 PMmonitor under policy v1, from the credit_memos cell for the credit role group.
- submitted Jul 3, 2026 at 4:57 PMSubmitted to M365 Copilot as typed.
The same chain in JSON: /api/v1/events?id=c8121e73…
Events · the log itself
712 events matching policy v1
Jun 8 – Aug 14, 2026. Every row drills to the full provenance chain, and every state on this page — filters, page and drill alike — is a URL you can paste to a colleague. The same query as JSON: /api/v1/events?version=v1&as=examinerWho sent them — 21 people across 712 events
A. BergströmCredit Administration85H. DelacroixCredit Administration77N. OyelaranCredit Administration75D. WhitfieldCommercial Lending48M. RamaswamyCommercial Lending45R. OkaforCommercial Lending45J. KowalczykRetail & Branch Ops43K. OseiCommercial Lending40
The 8 people carrying the most of this filter, of 21. Narrow the Person control above to read one of them alone.
| When | Who | Channel · destination | Classes | Decision | Outcome | |
|---|---|---|---|---|---|---|
| Jul 3, 2026 at 5:58 PMWeek 4 | L. TranRetail & Branch Ops | pasteMicrosoft Copilot (consumer) | Account Numbers, Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 5:55 PMWeek 4 | H. DelacroixCredit Administration | uploadChatGPT (personal) | Credit Memos, Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 5:50 PMWeek 4 | B. MwangiFinance | pasteGemini Advanced | Account Numbers | Monitorv1 | — | Chain |
| Jul 3, 2026 at 5:38 PMWeek 4 | N. OyelaranCredit Administration | pasteM365 Copilot | Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 5:19 PMWeek 4 | K. OseiCommercial Lending | pasteClaude.ai (personal) | Account Numbers | Monitorv1 | — | Chain |
| Jul 3, 2026 at 5:17 PMWeek 4 | M. RamaswamyCommercial Lending | pasteGemini Advanced | Loan Files, Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 4:59 PMWeek 4 | K. OseiCommercial Lending | promptGemini Advanced | Member PII, Account Numbers | Monitorv1 | — | Chain |
| Jul 3, 2026 at 4:57 PMWeek 4 | H. DelacroixCredit Administration | pasteM365 Copilot | Credit Memos, Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 4:33 PMWeek 4 | T. BeaulieuCommercial Lending | promptChatGPT (personal) | Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 4:28 PMWeek 4 | A. BergströmCredit Administration | pasteClaude.ai (personal) | SSN / Tax ID | Monitorv1 | — | Chain |
| Jul 3, 2026 at 4:20 PMWeek 4 | N. OyelaranCredit Administration | promptGemini Advanced | Account Numbers, Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 4:19 PMWeek 4 | M. RamaswamyCommercial Lending | promptGemini Advanced | Member PII, SSN / Tax ID, Account Numbers | Monitorv1 | — | Chain |
| Jul 3, 2026 at 4:03 PMWeek 4 | H. DelacroixCredit Administration | promptMicrosoft Copilot (consumer) | Loan Files | Monitorv1 | — | Chain |
| Jul 3, 2026 at 4:02 PMWeek 4 | P. NakamuraRetail & Branch Ops | promptPerplexity | Account Numbers, Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 3:51 PMWeek 4 | N. OyelaranCredit Administration | promptGemini Advanced | Loan Files, Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 3:29 PMWeek 4 | T. BeaulieuCommercial Lending | pasteChatGPT (personal) | Account Numbers, Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 3:06 PMWeek 4 | V. SokolovIT | promptChatGPT (personal) | API Keys / Creds | Monitorv1 | — | Chain |
| Jul 3, 2026 at 3:04 PMWeek 4 | S. AdeyemiRetail & Branch Ops | pasteChatGPT (personal) | Member PII, Account Numbers | Monitorv1 | — | Chain |
| Jul 3, 2026 at 2:51 PMWeek 4 | K. OseiCommercial Lending | promptMicrosoft Copilot (consumer) | Account Numbers | Monitorv1 | — | Chain |
| Jul 3, 2026 at 2:45 PMWeek 4 | H. DelacroixCredit Administration | promptPerplexity | Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 2:35 PMWeek 4 | R. OkaforCommercial Lending | promptPerplexity | Loan Files, Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 2:04 PMWeek 4 | H. DelacroixCredit Administration | promptMicrosoft Copilot (consumer) | Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 1:35 PMWeek 4 | A. BergströmCredit Administration | promptChatGPT (personal) | Credit Memos, Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 1:21 PMWeek 4 | N. OyelaranCredit Administration | pasteMicrosoft Copilot (consumer) | Member PII | Monitorv1 | — | Chain |
| Jul 3, 2026 at 12:57 PMWeek 4 | L. TranRetail & Branch Ops | promptClaude.ai (personal) | Account Numbers | Monitorv1 | — | Chain |