Signed in asExamination teamExaminer — read-only · ExaminationRead-only evidence. Every figure is the figure the institution reads; what is absent is the ability to change anything — no adjudication, no rung moved, no proposal advanced.
Provenance · one movement, end to end
D. Whitfield — upload to Microsoft Copilot (consumer)
Jul 17, 2026 at 12:42 PM · Week 6 · event c65295df-2a3b-4bd7-b761-fdb92b716b90Actor
D. Whitfield — Senior commercial lender, Commercial Lending · Lending role groupThe role group is what the policy engine resolves against; the department is what the console cuts by. The event carries both, so no projection has to join.
Content
Pull the payment history out of the file for loan CL-2026-80919 and tell me whether Meredith Kovalenko has been late more than twice in the last two years.
proved by a checksum or a format rule · matched by a pattern, which is a shape, or by the taxonomy or the institution’s dictionary, which are vocabulary markers — neither is a proof
| Data class | Offsets | Proof | Detector |
|---|---|---|---|
| Loan Files | 50–63 | pattern match — a shape, not a proof | pat-loan |
| Member PII | 84–102 | pattern match — a shape, not a proof | cmb-member-pii |
Decision
Warn under policy v3, in force from Jul 13, 2026.The cells that decided it, for the Lending role group: Loan Files — Monitor; Member PII — Warn.
Transform
No transform ran. The content was decided and left as it was.
Destination
Microsoft Copilot (consumer) — public, assessedThe consumer surface, not the tenant. Easy to confuse with M365 Copilot, and often is.
Outcome
The user overridden after the card.Override justification: “Approved by the department head for this engagement only; see the exception log.”Triage marked it true positive — M. Halloran, Jul 17, 2026 at 5:30 PM. Open in Triage
The record
- captured Jul 17, 2026 at 12:42 PMD. Whitfield (Senior commercial lender, Commercial Lending) — upload to Microsoft Copilot (consumer).
- classified Jul 17, 2026 at 12:42 PM2 spans in loan_files, member_pii; proof recorded on each span.
- decided Jul 17, 2026 at 12:42 PMwarn under policy v3, from the member_pii cell for the lending role group.
- overridden Jul 17, 2026 at 12:42 PMOverridden with justification: “Approved by the department head for this engagement only; see the exception log.”
- submitted Jul 17, 2026 at 12:42 PMSubmitted to Microsoft Copilot (consumer) as typed.
- adjudicated Jul 17, 2026 at 5:30 PMMarked a true positive by M. Halloran in triage.
The same chain in JSON: /api/v1/events?id=c65295df…
Events · the log itself
213 events matching policy v3
Jun 8 – Aug 14, 2026. Every row drills to the full provenance chain, and every state on this page — filters, page and drill alike — is a URL you can paste to a colleague. The same query as JSON: /api/v1/events?version=v3&as=examinerWho sent them — 20 people across 213 events
N. OyelaranCredit Administration24A. BergströmCredit Administration22H. DelacroixCredit Administration20J. KowalczykRetail & Branch Ops18I. QuinteroRetail & Branch Ops15K. OseiCommercial Lending15M. RamaswamyCommercial Lending15D. WhitfieldCommercial Lending14
The 8 people carrying the most of this filter, of 20. Narrow the Person control above to read one of them alone.
| When | Who | Channel · destination | Classes | Decision | Outcome | |
|---|---|---|---|---|---|---|
| Jul 17, 2026 at 5:57 PMWeek 6 | N. OyelaranCredit Administration | pasteChatGPT (personal) | Member PII | Warnv3 | transformedtrue positive | Chain |
| Jul 17, 2026 at 5:40 PMWeek 6 | H. DelacroixCredit Administration | uploadChatGPT (personal) | Credit Memos, Member PII | Warnv3 | transformed | Chain |
| Jul 17, 2026 at 5:29 PMWeek 6 | J. KowalczykRetail & Branch Ops | pasteMicrosoft Copilot (consumer) | Account Numbers | Monitorv3 | — | Chain |
| Jul 17, 2026 at 5:25 PMWeek 6 | N. OyelaranCredit Administration | pasteChatGPT (personal) | Credit Memos, Member PII | Warnv3 | abandoned | Chain |
| Jul 17, 2026 at 5:22 PMWeek 6 | H. DelacroixCredit Administration | promptChatGPT (personal) | Loan Files, Member PII | Warnv3 | redirected | Chain |
| Jul 17, 2026 at 4:44 PMWeek 6 | T. BeaulieuCommercial Lending | promptChatGPT (personal) | Member PII, SSN / Tax ID, Account Numbers | Warnv3 | transformedtrue positive | Chain |
| Jul 17, 2026 at 4:37 PMWeek 6 | K. OseiCommercial Lending | uploadGemini Advanced | Loan Files, Member PII | Warnv3 | overridden | Chain |
| Jul 17, 2026 at 4:26 PMWeek 6 | N. OyelaranCredit Administration | pasteChatGPT (personal) | Loan Files, Member PII | Warnv3 | transformed | Chain |
| Jul 17, 2026 at 4:23 PMWeek 6 | R. OkaforCommercial Lending | promptChatGPT (personal) | Loan Files, Member PII | Warnv3 | redirected | Chain |
| Jul 17, 2026 at 4:21 PMWeek 6 | H. DelacroixCredit Administration | pasteChatGPT (personal) | Loan Files, Member PII | Warnv3 | overridden | Chain |
| Jul 17, 2026 at 3:55 PMWeek 6 | H. DelacroixCredit Administration | uploadClaude.ai (personal) | Credit Memos | Monitorv3 | — | Chain |
| Jul 17, 2026 at 3:28 PMWeek 6 | H. DelacroixCredit Administration | promptGemini Advanced | Loan Files, Member PII | Warnv3 | overridden | Chain |
| Jul 17, 2026 at 3:16 PMWeek 6 | E. LindqvistFinance | pasteGemini Advanced | Member PII, Account Numbers | Monitorv3 | — | Chain |
| Jul 17, 2026 at 2:52 PMWeek 6 | H. DelacroixCredit Administration | promptClaude.ai (personal) | Credit Memos, Member PII | Warnv3 | transformed | Chain |
| Jul 17, 2026 at 2:12 PMWeek 6 | P. NakamuraRetail & Branch Ops | promptM365 Copilot | Member PII | Monitorv3 | —true positive | Chain |
| Jul 17, 2026 at 1:59 PMWeek 6 | A. BergströmCredit Administration | promptClaude.ai (personal) | Member PII, SSN / Tax ID, Account Numbers | Warnv3 | transformed | Chain |
| Jul 17, 2026 at 1:24 PMWeek 6 | I. QuinteroRetail & Branch Ops | pasteClaude.ai (personal) | Account Numbers, Member PII | Monitorv3 | —true positive | Chain |
| Jul 17, 2026 at 1:14 PMWeek 6 | R. OkaforCommercial Lending | uploadGemini Advanced | Loan Files | Monitorv3 | — | Chain |
| Jul 17, 2026 at 12:51 PMWeek 6 | K. OseiCommercial Lending | promptChatGPT (personal) | Member PII, Account Numbers | Warnv3 | transformed | Chain |
| Jul 17, 2026 at 12:42 PMWeek 6 | D. WhitfieldCommercial Lending | uploadMicrosoft Copilot (consumer) | Loan Files, Member PII | Warnv3 | overriddentrue positive | Chain |
| Jul 17, 2026 at 12:39 PMWeek 6 | J. KowalczykRetail & Branch Ops | promptGemini Advanced | Member PII | Monitorv3 | — | Chain |
| Jul 17, 2026 at 12:38 PMWeek 6 | J. KowalczykRetail & Branch Ops | promptClaude.ai (personal) | Account Numbers | Monitorv3 | —true positive | Chain |
| Jul 17, 2026 at 12:20 PMWeek 6 | L. TranRetail & Branch Ops | promptClaude.ai (personal) | Account Numbers, Member PII | Monitorv3 | — | Chain |
| Jul 17, 2026 at 11:35 AMWeek 6 | I. QuinteroRetail & Branch Ops | pasteClaude.ai (personal) | Member PII | Monitorv3 | — | Chain |
| Jul 17, 2026 at 11:26 AMWeek 6 | I. QuinteroRetail & Branch Ops | pasteChatGPT (personal) | Member PII, Account Numbers | Monitorv3 | — | Chain |